Horizon Vision

Singapore buyers are using more cash and CPF for down payments as mortgages rise; lower LTV use persists, though mortgagee-sale listings hit a multi-year high due to delayed stress.

Singapore students are stacking multiple internships to stand out in a tough job market, but the growing arms race may be yielding diminishing returns.

Singapore's fresh graduates face a tougher job market as employers value skills beyond academics and AI reshapes entry-level work, challenging traditional hiring paths.